lyon financial vs hfs financial

Plus, as an HFS Contractor, that process starts from your website, which is convenient and puts your client at ease. You can easily incorporate contractor financing into your sales process without any hassle or additional work on your end. A score of at least 680 is frequently required for home equity loans and home equity lines of credit. Many customers opt to wait before taking the plunge. There are a few key differences between Lyon Financial and HFS Financial. Its not a best practice and its in the worst interest of the client. The APR listed is for a signature loan between $50,000 and $200,000 with a term of 360 months, for applicants with excellent and substantial credit (including but not limited to a minimum credit score of 800 and a debt-to-income ratio/DTI of 50% or less). Not all will qualify. Thanks for all the advice! Lets us help you with your dream of pool ownership. They can afford larger projects, higher quality materials, and dont have to wait on building their project in phases. If our clients are happy, we are happy to., Man, HFS has always came through for our clients. How many years can you refinance a pool for? 2023 The Penny Hoarder. HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. . We are your one-stop-shop for any kind of home improvement loan: swimming pools, metal roofs, hardwood flooring, kitchen and bath remodels, basement finishing, outdoor kitchens, and more. Additionally, Lyon Financial has a higher customer satisfaction rating than HFS Financial. Subject to change. They have been courteous, knowledgeable and thorough. Here are a few key features of the LightStream program: Apply at www.SwimmingPool.com/LightStream, Your email address will not be published. And has been a great asset/relationship for our business., With HFS, it's easy to pre-qualify our clients, and the funding of projects is just as quick and easy! That means your monthly payments can increase during your repayment period. HFS's platform loans are . Gone are the days of bank approvals and outrageous credit card interest rates. We eliminate the usual lengthy & stressful loan process to quickly and conveniently bring your backyard dreams to life. Personal loans ranging in size from $20,000 to $25,000 are available from a number of lenders. Lyon Financial is pleased to offer a wide range of financing options to applicants with a credit score of at least 620. Credit scores must be at least 620 in order to apply; however, there is no credit score requirement. We are a registered 501(c)3 non-profit that is funded by user donations. If you default on your loan, the lender could foreclose on your home. By offering contractor financing with HFS Financial, you can increase your visibility, close sales, and get paid faster. Viking Capital is a family-owned business that has been in operation since 1999. Much thanks for any help. Because their home improvement loan funds upfront, your customers can quickly and easily access the funds they need and you get paid quickly on your terms. This quick and convenient button will take customers to your personalized HFS Financial page. Two companies we have relationships with are HFS Financial and Lyon Financial. We make memories. Loans 100% Up-Front You are using an out of date browser. We will be happy to help you. The process is so simple and straightforward. Replies to negative reviews in < 24 hours. This may be a good task for a web developer, or feel free to reach out to your HFS contractor success manager and we will take care of this process for you. Lyon Financial is a financial services company that offers a variety of products and services to its clients. With HFS Financial, your clients dont have to jump through hoops to find their loan and can get started on their project more quickly. To pay for a pool using a personal loan, you will usually need a credit score of at least 600. But most of all, it means making memories that will last a lifetime. How Can You Make Friends While Traveling Alone? One of our exclusive lenders will then receive the application. Get your customers funded in as little as 48 business hours. I am very satisfied with HFS personally and professionally, which is why I have no hesitation in recommending them to our clients., If you're looking to finance your dream pool, the people @ HFS Financial have great terms and sincere customer service. HFS Financial is not responsible or liable for any products, services, information,or other materials displayed, purchased, or obtainedbecause ofor in connection with this web site, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification,loan,or interest rate analysis. A credit score of 600 or higher is generally required to use a personal loan to cover pool fees. Customers can feel secure in knowing they will have exceptional customer care, get approved quickly, and have no unexpected surprises down the road. Privacy Policy and Terms of Service Thank you! The approval and funding process is quick and simple, so theyll have the funds to get started on their project quickly. Home equity loans generally have lower interest rates than personal loans because your home is used as collateral. LIghtstream was EASY. Your APR may differ based on loan purpose, amount, term and your credit profile. Subject to credit approval. The only complaint I could find was that someone felt like they were being pushed into a higher loan rate than they were comfortable with. Nicole Dow is a senior writer at The Penny Hoarder. They did a great job financing my project quickly and answered all of my questions really fast. We got a loan from a local bank for 5.5%. BBB of Southern Piedmont and Western N.C. BBB reports on known marketplace practices. Conditions and limitations apply. And your customers will appreciate the convenience and flexibility of being able to pay for their projects over time and enjoying a simplified lending experience. Customers love having options when it comes to how they pay for products or services and HFS Financial makes it easy for your business to become a frontrunner in your area. Because Lyon Financial is a great financial company that provides excellent rates, particularly for those looking for financing for an in-ground pool, you can expect excellent service. I've found that their rates are as good as anything on the market and they have a sense of urgency when responding to their clients. That lender in turn runs their own check. Those with a good credit score and little or no money are ideal candidates for quick start loans. I'm glad I did. A borrowers credit score, credit history, income and existing debt load all affect the interest rate. Customers can get the money for their project quickly and pay their bills directly allowing them to enjoy their new home improvement project as fast as you can complete it. Our simple and easy-to-use Check My Rate quickly allows them to get an idea about what their terms will be and estimate their payment. Interest rates can start around 3% and go up to about 36%. If you think youre outgrowing your current home or are looking to downsize wait until youre ready to move and then look for a new home with an existing pool. When you want to make the most of your financing partnership, its important to talk to every client about home improvement financing. Lyon Financial is a financing consultant that has been in business since 1979 and works with a network of lenders to provide loans for pool and home improvement projects. When they get funded through HFS Financial, each customer is essentially a cash buyer. After you figure out what options are available within your budget, its time to decide on what type of financing you prefer. We refer everyone to HFS now. It was the cheapest loan And interest we could find. Overall, Lyon Financial seems to be a reputable company that offers a good product. Its simple to find the best financial services in your area. Will I have any hidden costs associated with my loan? Reinvent your bathroom, garage, or outdoor living areas with a fast funding home improvement loan. We love the difference we can make for your family by providing something that puts years of memories within reach. HFS Financial offers low fixed rates and flexible payment options with terms up to 20 years. Well definitely recommend them to our friends and will do business with them in the future! Richard and Joe were fantastic. They did a great job on approving us without any issues. Give us a call or visit us to get started today. Very courteous customer service. Low-Fixed Rates HFS Financial recognizes that there may be differences in interest rates based on loan amount, credit history, and other factors. Dont forget that we also specialize in helping our clients secure home improvement loans too! This will help you stand out from the competition and acquire more customers than ever before. Are you ready to get paid on your schedule instead of the banks? It means barbecues and graduation parties. You may be able to use a competitors lower offer to get a lender to reduce their offer even further. I highly reccomend HFS Financial! Dont forget to factor in maintenance and additional utilities usage when estimating how much you can afford to go toward pool costs. HFS's platform [] Pool loans can also be found from companies that specialize in them. After weve received your application information, one of our team members will be in touch with you. This also ensures that you are not left holding the bag for any financial losses as a result of bank funding delays or denials. Lightstream requires a cosigner for all loans, while Lyon Financial does not. We also ensure all reviews are published without moderation. Subject to change. Dear Penny: Am I Nuts to Take Out a Mortgage on the Home I Just Paid Off. All customers have to do is make their payments as scheduled and enjoy their new home improvement. Adam sidle and Jamie Cole were beyond amazing. NO STAGE FUNDING And happy customers mean great references, more sales and more success for your business. When a company has such a focused vision, it is easy to cut through the clutter to get the job done. Now trying to refinance our home and there is a UCC lien 5-star experience! Lyon Financial - Swimming Pool Financing Specialists Since 1979 With HFS Financial, you spend more time thinking about how to improve your home and less time worrying about am I getting a good rate?how is the financing coming along? With HFS, you can rest assured you will be provided with industry leading loan terms and the best customer service experience possible. 2023, International Association of Better Business Bureaus, Inc., separately incorporated Better Business Bureau organizations in the US, Canada and Mexico and BBB Institute for Marketplace Trust, Inc. All rights reserved.

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