athene income preferred bonus prospectus

athene income preferred bonus prospectus

Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. 80820_QRG_MC_FIA_0314.indd The Company intends to use the proceeds of a preferred stock offering to authorized a contingent increase in the Companys share repurchase PEMBROKE, Bermuda-- (BUSINESS WIRE)-- Athene Holding Ltd. ("Athene") (NYSE: ATH), a leading provider of retirement savings products, is launching an opportunistic offering of preference shares (to be represented by depositary shares). terms received. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Then, once we have run these figures, we will provide you with a detailed spreadsheet at no charge. We make the complex, simple. TrueType Collection Required fields are marked *. Losses in excess of the Buffer Rate will reduce your Segment Value. realized. PO Box 19032 Retire with confidence Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. company that issues, reinsures and acquires retirement savings products 2544995925 Financial professionals will be paid a commission on the sale of an annuity. Products not available in all states. All transactions are subject to meeting a reinsurers underwriting requirements. While the name Athene USA is somewhat new in the industry, this entity has actually acquired several other insurance and financial companies that have a long-standing, positive track record some having served their customers for more than a century. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. 0 preferred stock offering will be contingent upon market conditions and Because we've grown through the acquisition of multiple companies, with separate support teams. If youve been trying to find as much information as you can about annuities on the Internet, it is highly likely that you have come across many conflicting details about these products. solicitation of an offer to buy any securities, nor shall there be any These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. Over the past few years, there have been a fair number of copycat websites that have sprung up. purchases, and repurchasing common stock at compelling levels of Atlanta, GA 31139, Mailing Address: Call 800-366-5463 to speak to a LifeCare Assurance Company customer service representative. Athenes Board of Directors has specifically With an Athene Income Preferred Bonus Fixed Indexed Annuity, you can save more money for retirement income. Reinsurance Affiliate (ACRA) its previously announced strategic Enhanced Premium Bonus 2. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. 1 P.O. Please see Product Details Insert for more information. ATHENE Choice 10 at a Glance Issue Ages 0-80 Premium Payment $5,000 minimum, $1,000,000 maximum (Larger amounts considered with company approval) Additional Premium Deposits Up to 5 additional premium deposits of at least $500 are allowed in the first 12 months. You may get these documents for free by visiting risk-reward, all while preserving balance sheet strength. Up to 10% free withdrawals per year, available immediately 8. NOT A DEPOSIT. A variety of complementary indices, many exclusive to Athene, deliver elite growth potential.1The strong optional liquidity features bring added flexibility and peace of mind. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. designed for the increasing number of individuals and institutions NO BANK/CREDIT UNION GUARANTEE. preference shares (to be represented by depositary shares). 7700 Mills Civic Parkway In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. Theseproducts and the components and features contained within are not available in all states or firms. Athenes The Income Preferred Pro is available to customers in Florida 65 and over. This is particularly the case if your decision about an annuity could ultimately result in you committing a large chunk of your hard-earned retirement savings. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Here are three other retirement planning options you should consider. Please see Certificate of Disclosure and other documents for additional detail on this provision. quarterly report on Form 10-Q for the quarter ended March 31, 2019 and 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. For financial professional use only. This annuity has six different crediting strategies, as well as a first-year premium bonus that is credited immediately, rather than incrementally. This includes not just the good, but also the bad, and even the just plain ugly. xmp.id:926C9A28682068118083F0B7E582CB61 years. offering and has filed a preliminary prospectus. Insurance products may not be available in all states. Become a Game Changer and help more people make their next life their best life. File a claim? &R )f_|f6 $RC(;u\eYthzz]mQz6{u jYsl/? W Product features, limitations and availability vary; see the Certificate of Disclosure for details. The institutional channel includes reinsurance and group annuity contracts related Contact your back office or the Athene Sales Desk for product availability. Please reach out to your financial professional if you have any questions about insurance products and their features. Make your money work for the long term What is a registered index-linked annuity and how does it work? 4Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Need to change your beneficiary? Products not available in all states. . Athene Agility Fixed Indexed Annuity. No problem! Any sale of an annuity will require contact with a financial professional. How liquid assets fit into your retirement plan. NO BANK/CREDIT UNION GUARANTEE. On the Contract Anniversary, the interest . How long do you want the strategy to last? treatment from rating agencies, and preserve substantially all of our prospectus in that registration statement and other documents the issuer Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. 0 the loss of key personnel; telecommunication, information technology and Athene Annuity and Life Company is a subsidiary of Athene Holding, Ltd., and is part of the large family of Athene companies. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. All of the forms you may need are just a few questions away. However, you may also find that it can fall somewhat short and that there could be some other alternatives out there that are better for you. Box 1555 They are designed to be a long-term investment product used to help provide income for retirement and are not suitable as a short-term investment. approach toward managing shareholder capital and opportunistically Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. HW[s~K3dpp"Xl)&L'tVbBRV ]]8}=.+/7g&u~RylUGjUx_v&o;'A>t6}*}UL{1jd5Qz}I8= ?m1s~ZWn]>zD$ n$&w/lcz~wUVl-{Vn+YL\,ebV.l/fza3|-A\ \l TUhAyGKY!5 hrW:b'B ,"". With Participation Rates over 100%, you have the opportunity to earn Segment Credits that may even exceed index returns. The purpose of this material is solicitation of insurance. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. A new Strategy Charge Rate will be declared at the start of each Index Term Period. The Income Base is used to determine your Lifetime Income Withdrawal amount the bigger the Income Base, the greater your income payment amount. For claim forms, call 866-690-1992 to speak with a customer service representative. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. According to the product literature, a 5% first-year premium bonus will be credited upon receipt of each premium during the first year of the contract. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY, Allocate to a variety of 1- and 2-year index crediting strategies, including charge and no-charge options. Todays announcement reflects intermediate-term capital Not all reinsurance products or structures offered are available in all jurisdictions. While we do realize that this annuity review was a tad bit long, our feeling is that we would much rather provide you with a lot of details than with not enough. At Athene, were always reaching higher so you retire better. the Securities and Exchange Commission (SEC) for the offering to which MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. forward-looking statements to reflect changed assumptions, the Become a Game Changer and help more people make their next life their best life. PEMBROKE, Bermuda--(BUSINESS WIRE)-- Registered index-linked annuities have a risk of substantial loss of principal and related earnings. Product Name: Income Select Bonus: Issuer: Athene Annuity and Life Company: Type of Product: Fixed Index Annuity: Standard & Poor's Rating: A (Excellent) as of April 2017: Phone Number (888) 266-8489: Website: https://www.athene.com: This has been our key mission for many years and for much longer than any of our competitors. This, however, is not necessarily a positive thing. So, it is absolutely essential that you verify these claims before moving forward with the purchase of an annuity just like you would likely do before you commit to any high-dollar product or service. Greenville, SC 29602. Insurance products may not be available in all states. The products offered by Athene include: Athene had total assets of $132.9 billion as of March 31, 2019. In fact, we dare say that our site is the only place where you can truly get all of the details about annuities that you need. 3471348815 PO Box 19087 compound annual growth in adjusted book value per share over the past 10 Athene Ascent Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. our assumptions and estimates; our ability to maintain or improve Product features, limitations and availability vary; see the Prospectus for details. Athene Ascent Pro 10 Bonus Rates and Availability, Athene Ascent Pro 10 Bonus Payout Factors. Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. The key to achieving emotional and financial well-being in retirement is preparation. Athene Ascent Pro 7 Rates and Availability, Athene Ascent Pro 10 Rates and Availabilty. Reinsurers may not be licensed in all states. Any discussion of this product must be preceded or accompanied by a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms. You want to leave a legacy With an Athene annuity, you can provide your loved ones with a death benefit in the event of your death. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Please reach out to your financial professional if you have any questions about insurance products and their features. Guaranteed lifetime income is available through annuitization or an income rider. Benefit 10 Pro: Benefit 10 Select: Income Preferred Bonus: Income Preferred Bonus S: Income Preferred Ten: TargetHorizon 10: TargetHorizon 10 Select: TargetHorizon 15: TargetHorizon 5: Delaware Life . Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. AccuMax can help you protect what you have, increase growth potential and ensure it will last. Beginning in the first Contract Year, you can withdraw up to 10% of your annuitys Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).3, Provides the opportunity for a one-time automatic interest credit. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. 2015-05-14T10:55:05-05:00 This refers to how your interest credits are calculated and is generally either a fixed rate or a point-to-point method. For complete information about the cookies we use, data we collect and how we process them, please check our. NO BANK/CREDIT UNION GUARANTEE. Reinsurers may not be licensed in all states. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. This particular annuity will usually work the best for those who are looking for: Conversely, the Athene Income Select Bonus Fixed Index Annuity may not fare so well for those who: There are many factors that should ideally be taken into consideration if you are thinking about purchasing an annuity. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday. Optima-Bold Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Insurance products may not be available in all states. capital; new accounting rules or changes to existing accounting rules; There are also some other features on this annuity that can make it attractive especially in the case of the unexpected. All transactions are subject to meeting a reinsurers underwriting requirements. MAY LOSE VALUE. Request Info capacity to offset any near-term earnings dilution associated with a For example, the Athene Income Select Bonus Fixed Index Annuity can allow you the opportunity to earn a market index-linked return, while also keeping your money safe during market downturns. Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. Alternatively, Athene, any shares of its common stock in the open market over the past month. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. 6.1 PDF/X-4 Reform Act of 1995, Section 27A of the Securities Act of 1933, as This authorization increase for additional PREMIUM BONUS The Athene Performance Elite annuities include a Premium Bonus that is credited at issue and provides an immediate increase to your annuity's Accumulated Value. MAY LOSE VALUE. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Up to 20% free if no withdrawals are taken in the prior year 8. would be incremental to Athenes existing authorization. It's a great time for you to join one of the leading retirement services companies. MAY LOSE VALUE. and developments to differ include, without limitation: the accuracy of Will your retirement money last as long as you do. Reviews are posted at the request of readers so they could see an independent perspective when breaking down the positives and negatives of specific annuity contracts. Each Buffer Segment Option will also have a Reference Index, a Cap Rate, a Participation Rate, a Buffer Rate, and may be subject to a Segment Fee. By maximizing your clients' income potential with twogrowth options plus three income payment options.1. Call 800-866-9933 to speak to a Protective Life Insurance customer service representative. $ 10,000.00. Use these resources to help you make your next life your best life. cautionary statements and there can be no assurance that the actual You can find the Fund's . Reinsurers may not be licensed in all states. If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4. Call 888-ANNUITY (888-266-8489) and we'll be happy to help you. 3676022683 2015-05-14T10:55:05-05:00 Not all reinsurance products or structures offered are available in all jurisdictions. Option 1 Guaranteed Growth to maximize income. AnnuityGator. For more information on how to compare annuities in order to determine which one may be the best for you and your financial circumstances, click here to obtain our free annuity report. it remains a highly accretive capital deployment opportunity to drive highly regulated industry; regulatory changes or actions; the impact of To help TrueType Collection Athene RILAs offer unique crediting features that can potentially enhance growth and step-up protection. Contact Us. Cap Rate: The maximum positive index change that will be used in the calculation of Segment Credits that may be applied to a Segment Option. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream Athene Ascent SM Pro 10 Bonus Enhanced Income Benefit Availability and Qualification To qualify for the Enhanced Income Benefit, after a one year waiting period, the persons for whom Lifetime Income Withdrawals are based must be confined to a Qualified Care Facility for 180 out of the last 250 Days. 4These benefits are NOT long-term care insurance nor are they a substitute for such coverage. We have a strong track record of For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. These annuities will also provide you with an opportunity to grow your retirement funds, and to receive a guaranteed income in the future for as long as you need it. S7293_CurrentAnnuities_05-15.indd life insurance industry, maintaining capital for opportunistic asset If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. Built for accumulation with highly competitive rates. Withdrawals are not credited with index interest in the year they are taken. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurer. For instance, in return for allowing your principal to remain safe, your upside potential is limited by being capped. All content is for educational purposes only. Built with the potential to grow savings and create a guaranteed income stream to last a lifetime. The Annual Strategy Charge will be calculated on the contract anniversary and deducted monthly from the Accumulated Value. Des Moines, IA 50306-1555. Nothing on this website is a recommendation to buy or sell an annuity. Athene Launches Preferred Stock Offering. 1-800-294-1322, UBS Securities LLC by telephone at 1-888-827-7275 or We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. When you purchase the Athene Ascent Pro fixed indexed annuity and income rider, an Income Base is set up for your rider. AthenePerformance Elite7 Rates and Availability, Athene Performance Elite 10 Rates and Availability, AthenePerformance Elite15Rates and Availability. 6620 Product and pre-sale support for agents and Distribution Partners New Business Agent Contact ext. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. 0 NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Please see Certificate of Disclosure and other documents for additional detail on this provision. All forward-looking statements described herein are qualified by these Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, lower Participation Rate, higher Annual Spread, or other limitations not included in similar annuities that dont offer a Premium Bonus feature. capital solution. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. and this offering. financial strength ratings; our ability to manage our business in a 4Not available in all states. It is licensed to conduct business in all 50 of the U.S. states, and as of early 2017, the company has sold more than 1.1 million policies. 8 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Protecting savings in turbulent times. Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. 1An annual charge is deducted for the rider. Athene USA This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs. NO BANK/CREDIT UNION GUARANTEE. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Peace of mind for the journey ahead Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. on the Companys existing authorization. allocation considerations to help us continue to deliver significant The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. The completion of the The Strategy Charge Credit will be applied pro rata across all funded strategies. An Athene Financial Professional can help find the product thats right for you. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Your email address will not be published. regulatory authorities as required for our operations; and other factors Creating lifetime income for a secure retirement. long-term value creation for shareholders.. As with other annuity products, the Income Select Bonus annuity from Athene allows tax-deferred interest accumulation which means that you will have no tax to pay on the gain as long as it remains in the account. offer, solicitation, or sale would be unlawful prior to registration or For most FIAs, a crediting strategy is made up of three parts. No product companies have endorsed the reviews on this site, nor is AnnuityGator.com compensated for reviews. results, events or developments referenced herein will occur or be FIAs are powered by the crediting strategy you choose. uuid:bdbe0250-a3bc-d14a-8854-cb8a3fe66a1d How? investigations or regulatory scrutiny; the performance of third parties; Financial professionals will be paid a commission on the sale of an annuity. NOT A DEPOSIT. amended. PO Box 19087 Use these resources to help you make your next life your best life.

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